Bodhon Nidhi has completed its 05 years of existence. From a humble beginning, we have achieved an all WB presence with branches across the state. KPB is not just an institution for us; it is a vision and a mission. A financial institution with social commitment and social responsibility. It is an institution by ordinary people for ordinary people. An institution with a human face, service as its prime motto. Let us march together and grow together.
Are you looking at expanding your business? Making arrangements for that special family function? Planning for your child's higher education overseas? Our Property Loan is the right choice. Our multi purpose loan comes with an attractive interest rate, easy repayment options and unlocks the highest value for your security. Expand your horizons of growth with KPB Property Loan. Get started today!
At Bhodon Nidhi, we understand our customer's needs and have three primary gold loan schemes to choose from. Our attractive interest rates, quick disbursal, multiple repayment options and value added benefits ensure a pleasant experience, make us our customer's first choice. We realise the emotional value of gold, and have in place, state of the art security surveillance infrastructure. When you pledge your gold with us, rest assured, it is in the safest hands. Come unlock the best value for your gold ornaments at any of our branches! "Gold: A Golden Gift From God"
We are providing loans against our term deposits a) Interest rate will be deposit int rate +2% b) You can avail loan up to 90% of the deposit amount c) Loans are provided against Fixed Deposits, Cash Certificate and Recurring deposits. d) You can obtain loans against deposits maintained with our another branch too. While availing the loan, the deposit receipts/ certificates shall be submitted to the branch for disbursing the loan.
1) Loan against LIC Policy: We are providing loans against LIC policies. Rate of interest is 18%. Period maximum 1 year or the left over period for maturity of policy which ever is earlier.
2) Loan against NSC/ KVP: Rate of interest is 18%. Period maximum 1 year or the left over period for maturity of policy which ever is earlier. (There is a 3% discount, if our principal loan becomes negative after we obtain some degree to make up loss on credit and not exceed 100%, please contact us with details about that.)